PRICING

Pay only for what you process

Pay only for what you process

Standard

Everything you need to accept international card payments and global subscriptions from day one.

POPULAR

3%

 + $0.35

per transaction

Enterprise

Contact us if you process over $750k internationally per month

Volume-based tiered pricing

Multi entity global settlements

FEE schedule

No surprises.
Every charge, listed.

No surprises.
Every charge, listed.

Every fee type a merchant will encounter on xPay grouped clearly so you know exactly what you're looking at.

Every fee type a merchant will encounter on xPay grouped clearly so you know exactly what you're looking at.

Card payments

Credit & Debit Cards

All major card networks

3% + 35¢

per transaction

Credit & Debit Cards

All major card networks

3% + 35¢

per transaction

Wallets & BNPL

PayPal

Via PayPal checkout

5% + 35¢

per transaction

Apple Pay

iOS & Safari users

3.9% + 35¢

per transaction

Google Pay

Android & Chrome users

3.9% + 35¢

per transaction

CashApp

Popular wallet in the US

3.9% + 35¢

per transaction

Amazon Pay

Amazon's global payment method available in USD, EUR, GBP and 20 more currencies

3.9% + 35¢

per transaction

Klarna

Europe's top Buy Now Pay Later method in USD, EUR, GBP

7.5% + 35¢

per transaction

Afterpay

Buy Now Pay Later available in USD

7.5% + 35¢

per transaction

Credit Card Installments

No Cost EMIs on Credit cards for USD, EUR, GBP

15% + 35¢

per transaction

Disputes & chargebacks

Dispute Received Fee

Per dispute received

$15

per dispute received

Dispute Countered Fee

When you submit evidence

$15

per dispute fought

Dispute Prevention Fee

RDR & Ethoca early resolution

$35

per resolved dispute

xPay Intelligent Disputes

xPay's intelligence layer that fights disputes you don't, charged only if you win the dispute

50%

of transaction amount

Chargeback Protection

Protect yourself against liability from fraudulent chargebacks

0.50%

per transaction

Dispute Priority Support

Dedicated dispute response team to help you fight and win disputes

$5000

per month

Platform services

Tokenization

Secure card-on-file storage for saved cards and setup method

$0.15

per token

Additional Storefronts

First storefront is always free

$200

per month

Subscription billing

Recurring revenue management

0.40%

per transaction

Payout fee

For payouts outside India

1%

of payout amount

Global Collection Accounts

Multi-currency receiving accounts in 20+ currencies including USD, EUR and GBP

1%

per transaction

FX Conversion

Handled by AD1 banks

Bank rates

Priority support

Priority Support

Dedicated account manager, 24/7 support

$5,000

per month

Ready to go live?

Ready to go live?

Integrate in an afternoon. Process your

first payment today.

Integrate in an afternoon. Process your first payment today.

hello@xpaycheckout.com

4th Floor, 1331 24th Main, HSR, Bengaluru

1045 Elm Street, Suite 204 Manchester New Hampshire 03101

PCI DSS
Complaint

secure card payment

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.

hello@xpaycheckout.com

4th Floor, 1331 24th Main, HSR, Bengaluru

1045 Elm Street, Suite 204 Manchester New Hampshire 03101

PCI DSS
Complaint

secure card payment

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.

hello@xpaycheckout.com

4th Floor, 1331 24th Main, HSR, Bengaluru

1045 Elm Street, Suite 204 Manchester New Hampshire 03101

PCI DSS
Complaint

secure card payment

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.