PRICING

POPULAR

Standard

Everything you need to accept international card payments and global subscriptions — from day one.

3%

 + $0.35

per transaction

3%

 + $0.35

POPULAR

Standard

Everything you need to accept international card payments and global subscriptions — from day one.

3%

 + $0.35

per transaction

3%

 + $0.35

Enterprise

Contact us if you process over $750k internationally per month

Volume-based tiered pricing

Multi entity global settlements

Product Customizations

Enterprise

Contact us if you process over $750k internationally per month

Volume-based tiered pricing

Multi entity global settlements

Product Customizations

FEE schedule

No surprises. Every charge, listed.

No surprises. Every charge, listed.

Every fee type a merchant will encounter on xPay — grouped clearly so you know exactly what you're looking at.

Every fee type a merchant will encounter on xPay — grouped clearly so you know exactly what you're looking at.

Card payments

Wallets & BNPL

Disputes

Platform services

Priority support

Card payments

Credit & Debit Cards

All major card networks

3% + 35¢

per transaction

Wallets & BNPL

PayPal

Via PayPal checkout

5% + 35¢

per transaction

Apple Pay

iOS & Safari users

3.9% + 35¢

per transaction

Google Pay

Android & Chrome users

3.9% + 35¢

per transaction

CashApp

Popular wallet in the US

3.9% + 35¢

per transaction

Amazon Pay

Amazon's global payment method available in USD, EUR, GBP and 20 more currencies

3.9% + 35¢

per transaction

Klarna

Europe's top Buy Now Pay Later method in USD, EUR, GBP

7.5% + 35¢

per transaction

Afterpay

Buy Now Pay Later available in USD

7.5% + 35¢

per transaction

Credit Card Installments

No Cost EMIs on Credit cards for USD, EUR, GBP

15% + 35¢

per transaction

Disputes & chargebacks

Dispute Received Fee

Per dispute received

$15

per dispute received

Dispute Countered Fee

When you submit evidence

$15

per dispute fought

Dispute Prevention Fee

RDR & Ethoca early resolution

$35

per resolved dispute

xPay Intelligent Disputes

xPay's intelligence layer that fights disputes you don't, charged only if you win the dispute

50%

of transaction amount

Chargeback Protection

Protect yourself against liability from fraudulent chargebacks

0.50%

per transaction

Dispute Priority Support

Dedicated dispute response team to help you fight and win disputes

$5000

per month

Platform services

Tokenization

Secure card-on-file storage for saved cards and setup method

$0.15

per token

Additional Storefronts

First storefront is always free

$200

per month

Subscription billing

Recurring revenue management

0.40%

per transaction

Payout fee

For payouts outside India

1%

of payout amount

Global Collection Accounts

Multi-currency receiving accounts in 20+ currencies including USD, EUR and GBP

1%

per transaction

FX Conversion

Handled by AD1 banks

Bank rates

Priority support

Priority Support

Dedicated account manager, 24/7 support

$5,000

per month

Ready to go live?

Ready to go live?

Integrate in an afternoon. Process your first payment today.

Integrate in an afternoon. Process your first payment today.

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.