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International Payment Gateway Built for Businesses Selling Globally

International Payment Gateway Built for Businesses Selling Globally

The only Indian payment gateway with 95% success rate, global subscriptions, and compliance handled automatically. So you can focus on growing.
The only Indian payment gateway with 95% success rate, global subscriptions, and compliance handled automatically. So you can focus on growing.

Create Account

Create Account

Talk to the Team

Talk to the Team

WHY XPAY

The international payment layer Indian businesses were missing.

Every international transfer comes with fees you didn't agree to, transactions that fail without warning, and compliance paperwork that never ends. Indian businesses deserve better than a system that was never built for them

Every international transfer comes with fees you didn't agree to, transactions that fail without warning, and compliance paperwork that never ends. Indian businesses deserve better than a system that was never built for them

95% Success Rate

95% Success Rate

We use direct local acquiring and smart retry logic — so your payment doesn't fail just because a customer is in Germany.

Settle in INR.

Settle in INR.

Accept USD, GBP, EUR, CAD and 100+ more. Funds hit your Indian account directly, with FIRC generated automatically.

Compliance on autopilot

Compliance on autopilot

We use direct local acquiring and smart retry logic — so your payment doesn't fail just because a customer is in Germany.

1200+

Enterprises and Startups

$400M

Annual Transactions

160+

Supported Countries

1200+

Enterprises and Startups

$400M

Annual Transactions

160+

Supported Countries

Products

End-to-end solution for all your Payment needs

End-to-end solution for all your Payment needs

Everything you need to collect, manage and grow globally.

Everything you need to collect, manage and grow globally.

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

India’s only gateway with global subscriptions

Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.

Try Subscriptions

100% safe and secure • PCI DSS Compliant

India's Largest Selection of Global Payment Methods

We support 45+ local payment methods. Want to accept payments via a specific local payment? Let us know & we will get it for you!

Unify your Payments

Devlopers

Integrate in minutes. Scale without limits.

Node.js

Python

Java

xpay-payment.js

// 1. Create a payment intent

const response = await fetch('https://api.xpaycheckout.com/v1/intent', {

method: 'POST',

headers: {

'Authorization': 'Basic ' + btoa(

`${PUBLIC_KEY}:${PRIVATE_KEY}`

),

'Content-Type': 'application/json'

},

body: JSON.stringify({

amount: 4999,

currency: 'USD',

customer: {

email: 'user@example.com',

country: 'US'

},

redirect_url: 'https://yourapp.com/success',

webhook_url: 'https://yourapp.com/webhook'

})

Real-time Webhooks

20+ events. Every payment state,

instantly.

Real-time Webhooks

20+ events. Every payment state,

instantly.

Real-time Webhooks

20+ events. Every payment state,

instantly.

Real-time Webhooks

20+ events. Every payment state,

instantly.

m

H

QB

N

Importing data..

72%

Real-time Webhooks

20+ events. Every payment state,

instantly.

Why Choose Us

End-to-end solution for all your Payment needs

End-to-end solution for all your Payment needs

Everything you need to collect, manage and grow globally.

Everything you need to collect, manage and grow globally.

Instant access to FIRC in your Dashboard.

Because we want to make your Finance & Legal team’s life easier

Instant access to FIRC in your Dashboard.

Because we want to make your Finance & Legal team’s life easier

Instant access to FIRC in your Dashboard.

Because we want to make your Finance & Legal team’s life easier

Instant access to FIRC in your Dashboard.

Because we want to make your Finance & Legal team’s life easier Because we want to make your Finance & Legal team’s life easier Because we want to make your Finance & Legal team’s life easier

Industries

Built for the businesses going global" or "Every industry, one payment stack

Built for the businesses going global" or "Every industry, one payment stack

Travel

Edtech

SAAS

Consumer

Digital

Payments for High-Value Travel Bookings

Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments

Payments for High-Value Travel Bookings

Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments

Payments for High-Value Travel Bookings

Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments

Payments for High-Value Travel Bookings

Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments

Payments for High-Value Travel Bookings

Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments

Payments for High-Value Travel Bookings

Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments

Testimonials

What our customers are saying about us?

What our customers are saying about us?

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

  • "The best investment we made for our launch. It felt like we had a senior designer on the team."

    Name

    Designation

Help & Support

Frequently asked questions?

Helping you understand how Finance AI delivers security, compliance, and smarter financial automation.

Do I need technical skills to set this up?

By managing repetitive duties such as dispatch, document management, and customer chats, our agents free up your staff to focus on what truly matters.

What can your AI agents automate?

How secure is my data?

Can I test agents before going live?

What tools can I integrate with?

What if I need a custom AI workflow?

Help & Support

Frequently asked questions?

Helping you understand how Finance AI delivers security, compliance, and smarter financial automation.

Do I need technical skills to set this up?

By managing repetitive duties such as dispatch, document management, and customer chats, our agents free up your staff to focus on what truly matters.

What can your AI agents automate?

How secure is my data?

Can I test agents before going live?

What tools can I integrate with?

What if I need a custom AI workflow?

Help & Support

Frequently asked questions?

Helping you understand how Finance AI delivers security, compliance, and smarter financial automation.

Do I need technical skills to set this up?

By managing repetitive duties such as dispatch, document management, and customer chats, our agents free up your staff to focus on what truly matters.

What can your AI agents automate?

How secure is my data?

Can I test agents before going live?

What tools can I integrate with?

What if I need a custom AI workflow?

hello@xpaycheckout.com

4th Floor, 1331 24th Main, HSR, Bengaluru

1045 Elm Street, Suite 204 Manchester New Hampshire 03101

Go Global, Effortlessly - Experience the Future of International Expansion with xPay. © 2026. All rights reserved.

xPay - Cross-border payment gateway for enterprises | Product Hunt