About xPay
xPay is a Y Combinator backed international payments company trusted by enterprises across India and Southeast Asia, including public companies and several consumer brands you likely use every day.
These businesses are increasingly moving their international volumes from billion dollar giants like Stripe, PayPal, and Razorpay to xPay as we expand our footprint across 180+ countries and support 25+ currencies. Since January, we have grown 73× and now process over 1 million transactions every month.
While we have begun with inward remittances, our mission ultimately is to disrupt every cross border payment thread in a market that moves more than $200 trillion annually.
The Role
You will build backend systems that sit at the core of global money movement. The services you design will handle high scale payment flows, power mission critical operations, and form the backbone of xPay’s expanding international network. This role is ideal for someone who thrives in fast moving startup teams and enjoys solving deep engineering challenges with ownership and ambition.
Eligibility
1.5 - 4 years of experience
Experience in early stages startups
Based in Bangalore or ready to relocate
Bonus: Fintech background
Tech Overview
Primary Language: Java
Framework: Spring Boot
Database: MongoDB
What You Will Do:
Build scalable backend services that power international payment processing
Design clean system architectures for high throughput, low latency flows
Collaborate with product, frontend, and infra teams to deliver features end to end
Strengthen reliability, observability, and operational excellence across systems
Debug issues in production, drive RCA, and implement long term fixe
Operate with strong ownership and a hunger to push the product forward
What We Are Looking For:
High ownership mindset with ambition to build category defining systems
Strong understanding of systems design fundamentals
Good grasp of data structures and basic algorithms
Ability to write clean backend LLD suited for scale
Comfort working in fast iteration cycles and solving ambiguous problems
Why Join:
Join a high intensity founding team building the core rails for how Indian businesses move money globally. You will work on deep engineering problems, own critical systems, and shape the future of cross border payments at scale.