PRICING
Pay only for what you process
No monthly fees. No setup costs. No hidden charges.
Just a single rate on every
POPULAR
Standard
Everything you need to accept international payments, global subscriptions, and virtual accounts — from day one.
3%
+ $0.35
Per transaction
3%
+ $0.35
Per transaction
3%
+ $0.35
Per transaction
Enterprise
High-volume businesses get rates that scale down with them. Talk to the team and we'll put together
Volume-based rate discounts
Country- specific pricing
Multi-product bundle discounts
FEE SCHEDUCLE
No surprises. Every charge, listed.
Every fee type a merchant will encounter on xPay — grouped clearly so you know exactly what you're looking at.
Card payments
Wallets & BNPL
Disputes
Platform services
Priority support
Card payments
Credit & Debit Cards
All major networks
3% + 35¢
per transaction
PayPal
Via PayPal checkout
5% + 35¢
per transaction
Card payments
Apple Pay
iOS & Safari users
3.9% + 35¢
per transaction
Google Pay
Android & Chrome users
3.9% + 35¢
per transaction
CashApp
Cash App Pay
3.9% + 35¢
per transaction
Amazon Pay
Amazon checkout
3% + 35¢
per transaction
Klarna
Buy Now Pay Later
7.5% + 35¢
per transaction
Afterpay
Buy Now Pay Later
7.5% + 35¢
per transaction
Card Installments
Split into monthly payments
15% + 35¢
per transaction
Card payments
Dispute Fee
Per dispute received
$10
per transaction
Dispute Fee — evidence
When you submit evidence
3% + 35¢
per transaction
Dispute Prevention Fee
RDR & Ethoca early resolution
3% + 35¢
per transaction
Smart Dispute Fee
Only charged on disputes you win
3% + 35¢
per transaction
Chargeback Protection
Depends on dispute ratio
3% + 35¢
per transaction
Dispute Priority Support
Dedicated dispute response team
3% + 35¢
per transaction
Card payments
Tokenization
Secure card-on-file storage
$10
per token
Additional Storefronts
First storefront is always free
$200
per month
Subscription billing
Recurring revenue management
0.40%
per transaction
Payout fee
For payouts outside India
1%
of subscription volume
Global Collection Accounts
Multi-currency receiving accounts
1%
of collected amount
FX Conversion
Handled by AD1 banks — no xPay markup
AD1 rates
Card payments
Priority Support
Dedicated account team, 24/7 SLA guaranteed
$5,000
per month
Help & Support
Frequently asked questions?
Helping you understand how Finance AI delivers security, compliance, and smarter financial automation.
Do I need technical skills to set this up?
By managing repetitive duties such as dispatch, document management, and customer chats, our agents free up your staff to focus on what truly matters.
What can your AI agents automate?
How secure is my data?
Can I test agents before going live?
What tools can I integrate with?
What if I need a custom AI workflow?
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