Backed By
International Payment Gateway Built for Businesses Selling Globally
International Payment Gateway Built for Businesses Selling Globally
International Payment Gateway Built for Businesses Selling Globally
International Payment Gateway Built for Businesses Selling Globally
International Payment Gateway Built for Businesses Selling Globally
Expand to 100+ countries local compliance on auto-pilot and the biggest selection of global payment methods.
Expand to 100+ countries local compliance on auto-pilot and the biggest selection of global payment methods.
Expand to 100+ countries local compliance on auto-pilot and the biggest selection of global payment methods.
Expand to 100+ countries local compliance on auto-pilot and the biggest selection of global payment methods.
More than 100+ companies across the world trust xPay
More than 100+ companies across the world trust xPay
More than 100+ companies across the world trust xPay
More than 100+ companies across the world trust xPay
Smoothest Checkout Experience for Local and Global Payments
Smoothest Checkout Experience for Local and Global Payments
Smoothest Checkout Experience for Local and Global Payments
Smoothest Checkout Experience for Local and Global Payments
Smoothest Checkout Experience for Local and Global Payments
Seamlessly accept payments across borders, currencies, and payment methods—ensuring frictionless transactions for your customers, anywhere in the world.
Seamlessly accept payments across borders, currencies, and payment methods—ensuring frictionless transactions for your customers, anywhere in the world.
Seamlessly accept payments across borders, currencies, and payment methods—ensuring frictionless transactions for your customers, anywhere in the world.
Seamlessly accept payments across borders, currencies, and payment methods—ensuring frictionless transactions for your customers, anywhere in the world.
Products
End-to-end solution for all your Payment needs
Products
End-to-end solution for all your Payment needs
Products
End-to-end solution for all your Payment needs
Products
End-to-end solution for all your Payment needs
Products
End-to-end solution for all your Payment needs
India’s only gateway with global subscriptions
Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.
Global subscriptions
Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.
India’s only gateway with global subscriptions
Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.
India’s only gateway with global subscriptions
Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.
India’s only gateway with global subscriptions
Collect subscriptions in 100+ currencies from most countries in the world through links or with an integration. Ideal for SaaS, xPay is the only Indian gateway to provide this.
Collect payments with a click of the button
No dev team? or Looking to collect payments asap? No worries! Just create a payment link via xPay with a few clicks and send the link to your customers
Payments with a click
Collect payments with a click of the button
No dev team? or Looking to collect payments asap? No worries! Just create a payment link via xPay with a few clicks and send the link to your customers
Collect payments with a click of the button
No dev team? or Looking to collect payments asap? No worries! Just create a payment link via xPay with a few clicks and send the link to your customers
Collect payments with a click of the button
No dev team? or Looking to collect payments asap? No worries! Just create a payment link via xPay with a few clicks and send the link to your customers
A US account for your Indian Entity
Collect bank account payments in USD, GBP, CAD and many more without even opening an entity in these countries. Funds settled in 24 hours with compliant documents like FIRC.
A US account for your Indian Entity
A US account for your Indian Entity
Collect bank account payments in USD, GBP, CAD and many more without even opening an entity in these countries. Funds settled in 24 hours with compliant documents like FIRC.
A US account for your Indian Entity
Collect bank account payments in USD, GBP, CAD and many more without even opening an entity in these countries. Funds settled in 24 hours with compliant documents like FIRC.
A US account for your Indian Entity
Collect bank account payments in USD, GBP, CAD and many more without even opening an entity in these countries. Funds settled in 24 hours with compliant documents like FIRC.
Stay sales tax compliant in 100+ geographies on auto-pilot
Just flip a switch to turn on sales tax collection and payment automatically to governments around the world. This is highly crucial as your business crosses even 10L+ per year internationally
Auto sales tax compliant in 100+ geographies
Stay sales tax compliant in 100+ geographies on auto-pilot
Just flip a switch to turn on sales tax collection and payment automatically to governments around the world. This is highly crucial as your business crosses even 10L+ per year internationally
Stay sales tax compliant in 100+ geographies on auto-pilot
Just flip a switch to turn on sales tax collection and payment automatically to governments around the world. This is highly crucial as your business crosses even 10L+ per year internationally
Stay sales tax compliant in 100+ geographies on auto-pilot
Just flip a switch to turn on sales tax collection and payment automatically to governments around the world. This is highly crucial as your business crosses even 10L+ per year internationally
Get a 95% Success Rate on all your International Payments!
Get a 95% Success Rate on all your International Payments!
Get a 95% Success Rate on all your International Payments!
Get a 95% Success Rate on all your International Payments!
We support 40+ local payment methods. Want to accept payments via a specific local payment? Let us know & we will get it for you!
We support 40+ local payment methods. Want to accept payments via a specific local payment? Let us know & we will get it for you!
We support 40+ local payment methods. Want to accept payments via a specific local payment? Let us know & we will get it for you!
We support 40+ local payment methods. Want to accept payments via a specific local payment? Let us know & we will get it for you!
The xPay team solved our problem of having 10% success rates in Pakistan & Bangladesh which are our major markets, by introducing the local wallets like JazzCash & bKash on their platform. Absolute lifesaver!
Vaibhav Kaul
Co-Founder, PeerUp
Love the speed at which the xPay team was able to get BNPL Payment Methods on-demand! Helped us 2x our ticket size & solve our long standing cash flow problems!
Rito Maitra
Co-Founder, Radical Health
The fact that xPay's solution has payment methods all across Europe, US & Asia has enabled us to improve our conversion rate by 73%. Gold standard for customer convenience - Big Kudos!
Yogesh Wadhwa
Founder, Attikkel Technologies
The xPay team solved our problem of having 10% success rates in Pakistan & Bangladesh which are our major markets, by introducing the local wallets like JazzCash & bKash on their platform. Absolute lifesaver!
Vaibhav Kaul
Co-Founder, PeerUp
Love the speed at which the xPay team was able to get BNPL Payment Methods on-demand! Helped us 2x our ticket size & solve our long standing cash flow problems!
Rito Maitra
Co-Founder, Radical Health
The fact that xPay's solution has payment methods all across Europe, US & Asia has enabled us to improve our conversion rate by 73%. Gold standard for customer convenience - Big Kudos!
Yogesh Wadhwa
Founder, Attikkel Technologies
The xPay team solved our problem of having 10% success rates in Pakistan & Bangladesh which are our major markets, by introducing the local wallets like JazzCash & bKash on their platform. Absolute lifesaver!
Vaibhav Kaul
Co-Founder, PeerUp
Love the speed at which the xPay team was able to get BNPL Payment Methods on-demand! Helped us 2x our ticket size & solve our long standing cash flow problems!
Rito Maitra
Co-Founder, Radical Health
The fact that xPay's solution has payment methods all across Europe, US & Asia has enabled us to improve our conversion rate by 73%. Gold standard for customer convenience - Big Kudos!
Yogesh Wadhwa
Founder, Attikkel Technologies
The xPay team solved our problem of having 10% success rates in Pakistan & Bangladesh which are our major markets, by introducing the local wallets like JazzCash & bKash on their platform. Absolute lifesaver!
Vaibhav Kaul
Co-Founder, PeerUp
Love the speed at which the xPay team was able to get BNPL Payment Methods on-demand! Helped us 2x our ticket size & solve our long standing cash flow problems!
Rito Maitra
Co-Founder, Radical Health
The fact that xPay's solution has payment methods all across Europe, US & Asia has enabled us to improve our conversion rate by 73%. Gold standard for customer convenience - Big Kudos!
Yogesh Wadhwa
Founder, Attikkel Technologies
xPay Advantages
How do we differ?
xPay Advantages
How do we differ?
xPay Advantages
How do we differ?
xPay Advantages
How do we differ?
Zero Hidden Charges
We’re serious about transparent pricing! No extra charges on our already best in market fees.
Zero Hidden Charges
We’re serious about transparent pricing! No extra charges on our already best in market fees.
Zero Hidden Charges
We’re serious about transparent pricing! No extra charges on our already best in market fees.
Zero Hidden Charges
We’re serious about transparent pricing! No extra charges on our already best in market fees.
Zero Hidden Charges
We’re serious about transparent pricing! No extra charges on our already best in market fees.
Instant access to FIRC in your Dashboard.
Because we want to make your Finance & Legal team’s life easier
Instant access to FIRC in your Dashboard.
Because we want to make your Finance & Legal team’s life easier
Instant access to FIRC in your Dashboard.
Because we want to make your Finance & Legal team’s life easier
Instant access to FIRC in your Dashboard.
Because we want to make your Finance & Legal team’s life easier
Instant access to FIRC in your Dashboard.
Because we want to make your Finance & Legal team’s life easier
No transaction limits.
Whether it’s one-time payments or subscriptions, we don’t hold you back like other Payment Gateways.
No transaction limits.
Whether it’s one-time payments or subscriptions, we don’t hold you back like other Payment Gateways.
No transaction limits.
Whether it’s one-time payments or subscriptions, we don’t hold you back like other Payment Gateways.
No transaction limits.
Whether it’s one-time payments or subscriptions, we don’t hold you back like other Payment Gateways.
No transaction limits.
Whether it’s one-time payments or subscriptions, we don’t hold you back like other Payment Gateways.
10-Minute Support SLA
We’re always there when our customers need us — just a phone call or WhatsApp message away.
10-Minute Support SLA
We’re always there when our customers need us — just a phone call or WhatsApp message away.
10-Minute Support SLA
We’re always there when our customers need us — just a phone call or WhatsApp message away.
10-Minute Support SLA
We’re always there when our customers need us — just a phone call or WhatsApp message away.
10-Minute Support SLA
We’re always there when our customers need us — just a phone call or WhatsApp message away.
Pricing
Flexible Plans for Every Business
Pricing
Flexible Plans for Every Business
Pricing
Flexible Plans for Every Business
Pricing
Flexible Plans for Every Business
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Get money directly in your INR account
Get money directly in your INR account
Get money directly in your INR account
Get money directly in your INR account
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Dedicated relationship manager
Dedicated relationship manager
Dedicated relationship manager
Dedicated relationship manager
100+ Currencies & 160+ Countries
100+ Currencies & 160+ Countries
100+ Currencies & 160+ Countries
100+ Currencies & 160+ Countries
40+ Local payment methods
40+ Local payment methods
40+ Local payment methods
40+ Local payment methods
Industries
Enabling all industries to go global
Industries
Enabling all industries to go global
Industries
Enabling all industries to go global
Industries
Enabling all industries to go global
Edtech
SaaS
Travel
Consumer
Digital
Flexible Payments, making Education Accessible
Enable your customers to learn without financial barriers. With BNPL options like Klarna and Affirm, students can pay in installments while you receive the full amount upfront.
Edtech
SaaS
Travel
Consumer
Digital
Payments for High-Value Travel Bookings
Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments
Travel
Edtech
SaaS
Travel
Consumer
Digital
Flexible Payments, making Education Accessible
Enable your customers to learn without financial barriers. With BNPL options like Klarna and Affirm, students can pay in installments while you receive the full amount upfront.
Edtech
SaaS
Travel
Consumer
Digital
Payments for High-Value Travel Bookings
Travel bookings often involve large transactions, and with xPay, there are no limits on payment amounts. Many of our travel customers prefer the ability to split payments into installments
Edtech
Payments for High-Value Travel Bookings
Enable your customers to learn without financial barriers. With BNPL options like Klarna and Affirm, students can pay in installments while you receive the full amount upfront. Coupled with traditional payment methods like cards and wallets, our solution is tailored for the needs of modern Edtechs.
Edtech
Payments for High-Value Travel Bookings
Enable your customers to learn without financial barriers. With BNPL options like Klarna and Affirm, students can pay in installments while you receive the full amount upfront. Coupled with traditional payment methods like cards and wallets, our solution is tailored for the needs of modern Edtechs.
SaaS
SaaS
Digital
Digital
Consumer
Consumer
Testimonials
What our customers are saying about us?
Testimonials
What our customers are saying about us?
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder, Bolna
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Prateek Sachan
Founder, Rhym
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder, Bolna
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Prateek Sachan
Founder, Rhym
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder, Bolna
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Prateek Sachan
Founder, Rhym
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder, Bolna
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Prateek Sachan
Founder, Rhym
Testimonials
What our customers are saying about us?
Testimonials
What our customers are saying about us?
Testimonials
What our customers are saying about us?
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder, Bolna
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Gaurav Toora
Founder, Rhym
FAQs
What our customers are saying about us?
FAQs
What our customers are saying about us?
FAQs
What our customers are saying about us?
FAQs
What our customers are saying about us?
What currencies does this payment gateway support?
What currencies does this payment gateway support?
What currencies does this payment gateway support?
What currencies does this payment gateway support?
Which Countries is xPay is currently available in?
Which Countries is xPay is currently available in?
Which Countries is xPay is currently available in?
Which Countries is xPay is currently available in?
What is xPay's pricing?
What is xPay's pricing?
What is xPay's pricing?
We charge a monthly subscription fee and take a small cut of the transaction. However, we're also open to customizing our pricing. Please reach out at hello@xpaycheckout.com
What is xPay's pricing?
What is xPay and how does it help Indian businesses accept international payments?
What is xPay and how does it help Indian businesses accept international payments?
What is xPay and how does it help Indian businesses accept international payments?
xPay is an international payment gateway built specifically for Indian businesses to accept cross-border payments from global customers. xPay enables payments from 150+ countries using cards, wallets, BNPL, and bank transfers, while settling funds cleanly in INR with full compliance.
What is xPay and how does it help Indian businesses accept international payments?
How can Indian businesses accept international payments using xPay?
How can Indian businesses accept international payments using xPay?
How can Indian businesses accept international payments using xPay?
Indian businesses can accept international payments using xPay by integrating once and offering global cards, Apple Pay, Google Pay, PayPal, BNPL options, and international bank transfers, with funds settled directly into their Indian bank account.
How can Indian businesses accept international payments using xPay?
Why do international payments fail for Indian merchants?
Why do international payments fail for Indian merchants?
Why do international payments fail for Indian merchants?
International payments fail due to issuer bank declines, poor routing, excessive 3DS friction, lack of local payment methods, and aggressive fraud rules. xPay addresses these issues using local acquiring, intelligent routing, and region-specific risk models.
Why do international payments fail for Indian merchants?
How does xPay achieve 95%+ success rates on international payments?
How does xPay achieve 95%+ success rates on international payments?
How does xPay achieve 95%+ success rates on international payments?
xPay achieves 95%+ success rates by combining local acquiring, smart routing, BIN-level optimization, adaptive 3DS controls, and alternative payment methods tailored by geography, outperforming global-first gateways for India-origin payments.
How does xPay achieve 95%+ success rates on international payments?
Is xPay better than Stripe or Razorpay for international payments from India?
Is xPay better than Stripe or Razorpay for international payments from India?
Is xPay better than Stripe or Razorpay for international payments from India?
xPay is designed specifically for Indian cross-border payments, while Stripe and Razorpay are global-first or domestic-first platforms. Many Indian businesses see higher approval rates, lower effective costs, and simpler settlements with xPay for international transactions.
Is xPay better than Stripe or Razorpay for international payments from India?
What international payment methods does xPay support?
What international payment methods does xPay support?
What international payment methods does xPay support?
xPay supports 45+ global payment methods including international cards (Visa, Mastercard, Amex), Apple Pay, Google Pay, PayPal, Venmo, Cash App, Klarna, Afterpay, Tabby, Tamara, SEPA, iDEAL, Sofort, and international bank transfers.
What international payment methods does xPay support?
Which payment methods does xPay support by geography?
Which payment methods does xPay support by geography?
Which payment methods does xPay support by geography?
xPay supports region-specific payment methods: US: Cards, Apple Pay, Google Pay, PayPal, Venmo, Cash App, BNPL UK & EU: Cards, Apple Pay, Google Pay, PayPal, Klarna, SEPA, iDEAL, Sofort Middle East: Cards, Apple Pay, Google Pay, Tabby, Tamara Southeast Asia: Cards, QR methods, wallets, bank transfers This increases conversion significantly.
Which payment methods does xPay support by geography?
What is chargeback protection and how does xPay handle it?
What is chargeback protection and how does xPay handle it?
What is chargeback protection and how does xPay handle it?
Chargeback protection means the payment provider absorbs the financial liability of fraud disputes. With xPay, eligible fraud chargebacks are fully borne by xPay, protecting Indian businesses from financial loss and operational overhead.
What is chargeback protection and how does xPay handle it?
Is xPay liable for chargebacks on international payments?
Is xPay liable for chargebacks on international payments?
Is xPay liable for chargebacks on international payments?
Yes. xPay assumes chargeback liability for fraud-related disputes processed through its platform, subject to agreed risk parameters, reducing risk exposure for Indian merchants.
Is xPay liable for chargebacks on international payments?
What is DCC vs MCC and how does xPay handle it?
What is DCC vs MCC and how does xPay handle it?
What is DCC vs MCC and how does xPay handle it?
DCC allows customers to pay in their local currency, while MCC charges them in the merchant’s currency. xPay supports both and helps merchants optimize DCC vs MCC routing based on geography, ticket size, and approval performance.
What is DCC vs MCC and how does xPay handle it?
Are there hidden fees in international payments with xPay?
Are there hidden fees in international payments with xPay?
Are there hidden fees in international payments with xPay?
No. xPay offers transparent pricing with no hidden forex markups or intermediary bank fees. Businesses receive clear visibility into fees and settlement amounts.
Are there hidden fees in international payments with xPay?
How does xPay handle forex conversion for international payments?
How does xPay handle forex conversion for international payments?
How does xPay handle forex conversion for international payments?
xPay provides competitive forex conversion using near mid-market rates, helping Indian businesses avoid large forex markups commonly charged by banks and legacy gateways.
How does xPay handle forex conversion for international payments?
What is FIRC and does xPay provide it?
What is FIRC and does xPay provide it?
What is FIRC and does xPay provide it?
A FIRC (Foreign Inward Remittance Certificate) is proof of foreign funds received in India. xPay enables GST-compliant FIRCs through its banking partners for international settlements with every transaction.
What is FIRC and does xPay provide it?
How long does settlement take for international payments with xPay?
How long does settlement take for international payments with xPay?
How long does settlement take for international payments with xPay?
Settlement timelines with xPay are predictable and typically range from T+0 to T+7 working days, depending on geography and payment method.
How long does settlement take for international payments with xPay?
Can Indian businesses accept international bank transfers using xPay?
Can Indian businesses accept international bank transfers using xPay?
Can Indian businesses accept international bank transfers using xPay?
Yes. xPay provides virtual bank accounts and international collection accounts, allowing businesses to receive global bank transfers at lower cost compared to traditional foreign banks.
Can Indian businesses accept international bank transfers using xPay?
How does xPay reduce fraud in international payments?
How does xPay reduce fraud in international payments?
How does xPay reduce fraud in international payments?
xPay uses proprietary AI risk engines, BIN-level analysis, adaptive 3DS, and payment method diversification to reduce fraud while maintaining high approval rates.
How does xPay reduce fraud in international payments?
How can Indian enterprises scale international payments efficiently with xPay?
How can Indian enterprises scale international payments efficiently with xPay?
How can Indian enterprises scale international payments efficiently with xPay?
Indian enterprises scale efficiently with xPay by consolidating all global payment methods into one integration, improving success rates, reducing chargeback risk, lowering effective costs, and simplifying compliance and reconciliation.
How can Indian enterprises scale international payments efficiently with xPay?