Billing Ops and Sales Tax for Global Software companies
Billing Ops and Sales Tax
for Global Software companies
Billing Ops and Sales Tax for Global Software companies
Manage your international expansion seamlessly. Just build and market your product. Leave the rest to us.
Manage your international expansion seamlessly. Just build and market your product. Leave the rest to us.
Backed by
Backed by
Backed by
Backed by
Helping teams at the world's best companies
Helping teams at the world's best companies
Our Offerings
Our Offerings
FEATURES
Billing Operations
Billing Operations
Making a sale happen involves various processes from invoicing, to generating payment links, collecting money and finally reconciliation. We do it for you end to end.
Making a sale happen involves various processes from invoicing, to generating payment links, collecting money and finally reconciliation. We do it for you end to end.
FEATURES
Sales Tax
Sales Tax
Sales Tax
Sales Tax for software companies is complex, especially in the fragmented geographies of US and EU. We'll collect and remit sales tax on your behalf, making the process super smooth.
Sales Tax for software companies is complex, especially in the fragmented geographies of US and EU. We'll collect and remit sales tax on your behalf, making the process super smooth.
FEATURES
Checkout
Checkout
Checkout
Use our in-built checkout solution to accept payments from 110+ currencies like USD and 150+ countries. We provide tools to empower you to collect cards, wallets and bank account payments.
Use our in-built checkout solution to accept payments from 110+ currencies like USD and 150+ countries. We provide tools to empower you to collect cards, wallets and bank account payments.
Why Choose xPay
One Platform, Endless Possibilities
One Platform, Endless Possibilities
Zero GST on our fees
Maximize your profits with zero GST charges, ensuring that your business keeps more of what you earn.
Instant Access to FIRC in Your Dashboard
Zero GST on our fees
Instantly download (FIRC) directly from your dashboard, ensuring seamless compliance .
Maximize your profits with zero GST charges, ensuring that your business keeps more of what you earn.
Instant Access to FIRC in Your Dashboard
Instantly download (FIRC) directly from your dashboard, ensuring seamless compliance .
No Transaction Limits on Subscriptions and One-Time Payments
No Transaction Limits on Subscriptions and One-Time Payments
Enjoy seamless transactions for both recurring subscriptions and one-time payments.
Enjoy seamless transactions for both recurring subscriptions and one-time payments.
10-Minute Support SLA
10-Minute Support SLA
Receive timely and efficient assistance with our guaranteed 10-minute response time.
Receive timely and efficient assistance with our guaranteed 10-minute response time.
Serving companies in global industries
Serving companies in global industries
Serving companies in global industries
Ecommerce
Ecommerce
Ecommerce
Ecommerce
Ecommerce companies have the most complex billing, tax and payment needs. Our solution makes it a breeze.
Ecommerce companies have the most complex billing, tax and payment needs. Our solution makes it a breeze.
SAAS
SAAS
SAAS
Sell software in any country around the globe without setting up an entity! Use us to market and accept payments
Sell software in any country around the globe without setting up an entity! Use us to market and accept payments
Ed-Tech
Ed-Tech
Ed-Tech
Scale to 100s of countries with the same content - don’t leave revenue on the table
Scale to 100s of countries with the same content - don’t leave revenue on the table
Scale to 100s of countries with the same content - don’t leave revenue on the table
Travel
Travel
Travel
Easily market your solutions to any user across the globe. Easily handle disputes and frauds through our system.
Easily market your solutions to any user across the globe. Easily handle disputes and frauds through our system.
Easily market your solutions to any user across the globe. Easily handle disputes and frauds through our system.
PRICING
Flexible Plans for Every Business
Flexible Plans for Every Business
Flexible Plans for Every Business
Get access to advanced checkout solutions, billing, tax compliance, and more—customized for your needs.
Get access to advanced checkout solutions, billing, tax compliance, and more—customized for your needs.
Get access to advanced checkout solutions, billing, tax compliance, and more—customized for your needs.
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to global virtual bank accounts
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Access to in-built Payments Gateway links & subscriptions
Get money directly in your INR account
Get money directly in your INR account
Get money directly in your INR account
Get money directly in your INR account
Get money directly in your INR account
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Access to Sales Tax Autopilot
Dedicated relationship manager
Dedicated relationship manager
Dedicated relationship manager
Dedicated relationship manager
Dedicated relationship manager
110+ Currencies & 150+ Countries
110+ Currencies & 150+ Countries
110+ Currencies & 150+ Countries
110+ Currencies & 150+ Countries
110+ Currencies & 150+ Countries
30+ Local payment methods
30+ Local payment methods
30+ Local payment methods
30+ Local payment methods
30+ Local payment methods
Testimonials
Testimonials
Testimonials
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
Cheers to the xPay crew for their top-notch product! Transitioning from other services to xPay was a breeze—appreciate the streamlined process and clear API documentation.
Shubham Sinha
Co-Founder, Peppyhop
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder of Bolna
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder of Bolna
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder of Bolna
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder of Bolna
The team at xPay has made integration a breeze. Their prompt support had us up and running in no time. It's simplicity done right.
Prateek Sachan
Co-Founder of Bolna
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Gaurav Toora
Founder of Rhym
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Gaurav Toora
Founder of Rhym
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Gaurav Toora
Founder of Rhym
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Gaurav Toora
Founder of Rhym
Absolutely thrilled with the quick service! My first sale of $600 was sourced seamlessly through xPay, and I'm excited for more sales this week. Big thanks to the team for making this happen!
Gaurav Toora
Founder of Rhym
Get Access Now
Get Access Now
Get Access Now
Get Access Now
Sign up for xPay now
Sign up for xPay now
Sign up for xPay now
Sign up for xPay now
FAQs
FAQs
FAQs
What is Klarna and why should I trust them?
Klarna is one of the world’s largest and most trusted payment and credit providers, serving over 150 million customers across 45 countries. They partner with leading global brands like H&M, Nike, and Sephora to offer flexible payment options like “Pay in 4” and monthly instalments - all with a focus on security and transparency.
Klarna uses bank-grade encryption, protects your personal information, and never shares your data without consent. They’re also regulated in the U.S. and globally, with 24/7 customer support and strong buyer protection built in.
Why do I need to give my SSN?
Klarna asks for your SSN to verify your identity, run a soft credit check, and determine your eligibility and spending limit. This also helps ensure compliance with U.S. regulations such as anti-money laundering and IRS reporting.
Is my SSN secured with Klarna?
Yes. Klarna keeps your SSN secure using advanced encryption and strict internal controls. It is never shared with third parties except as required by law (like with credit bureaus for soft checks). Your information stays private and protected at all times.
Will it affect my existing loans and payments?
Using Klarna typically does not impact your existing loans or payment obligations. It performs a soft credit inquiry, which does not show up as a hard credit pull to other lenders.
Will Klarna give me a credit line if I have existing ones?
Yes, you can still be approved for Klarna credit even if you already have existing loans or cards. Klarna reviews each purchase independently using your current credit profile, payment history with them, and available “purchase power” (spending limit). Having other credit doesn’t automatically disqualify you, though it may influence how much Klarna extends for that transaction.
Will Klarna’s credit check affect my credit score?
No. Klarna’s credit checks are soft inquiries only, which do not affect your credit score or appear on your credit report. Credit pull made by Klarna is not visible to other lenders.
Refer to the site: https://www.klarna.com/us/customer-service/klarna-perform-credit-check/
How are late or missed payments handled?
Klarna charges a late fee equal to 25% of the missed instalment amount, capped at a maximum of $7.
Does Klarna affect the credit score?
- Paying your instalments on time does not impact your credit score.
- Missed payments beyond ~30 days may be reported and could negatively impact your score.
Can I pay off early or make extra payments?
Yes. You can always pay off your balance early or make extra payments through the app, for both instalment and longer-term plans.
Am I able to link my credit card to Klarna purchases?
No. Klarna does not accept credit cards for repaying purchases. To encourage responsible borrowing, Klarna only allows debit cards or bank accounts for payments, since paying off credit with another credit card doesn’t reduce overall debt.
If I use Klarna, will I get my order right away or only after I finish all the payments?
You get your order immediately after purchase. Klarna pays the merchant upfront and you repay Klarna in instalments.
What info does Klarna need?
Typically: name, address, email, phone, and last 4 or full SSN for certain transactions. They may verify via email/SMS, bank login, or photo ID if needed
Are there any interest, service fees, or hidden charges?
- Pay in 4 is interest-free with no fees if paid on time.
- Interest rates for 3-24 month financing is generally in the range of 25% annual interest rates, though most users receive lower rates based on their creditworthiness. Klarna always shows your rate upfront.
Do I get the same protections (chargebacks, fraud) as with cards?
Yes. Klarna offers buyer protection similar to credit cards. If you dispute an order, you can pause payments until resolved via the app
Will I get approved if there’s an existing loan?
Each purchase is evaluated individually, based on factors like outstanding debt and past payment history. Previous loans don’t automatically disqualify you, but they may impact your eligibility.
Why was my purchase declined?
Declines may happen if:
- The order exceeds your spending limit,
- You have recent missed or outstanding payments,
- The system identifies potential risk or fraud, or
- Information mismatch (e.g., SSN, name) during purchase verification.
What is Klarna and why should I trust them?
Klarna is one of the world’s largest and most trusted payment and credit providers, serving over 150 million customers across 45 countries. They partner with leading global brands like H&M, Nike, and Sephora to offer flexible payment options like “Pay in 4” and monthly instalments - all with a focus on security and transparency.
Klarna uses bank-grade encryption, protects your personal information, and never shares your data without consent. They’re also regulated in the U.S. and globally, with 24/7 customer support and strong buyer protection built in.
Why do I need to give my SSN?
Klarna asks for your SSN to verify your identity, run a soft credit check, and determine your eligibility and spending limit. This also helps ensure compliance with U.S. regulations such as anti-money laundering and IRS reporting.
Is my SSN secured with Klarna?
Yes. Klarna keeps your SSN secure using advanced encryption and strict internal controls. It is never shared with third parties except as required by law (like with credit bureaus for soft checks). Your information stays private and protected at all times.
Will it affect my existing loans and payments?
Using Klarna typically does not impact your existing loans or payment obligations. It performs a soft credit inquiry, which does not show up as a hard credit pull to other lenders.
Will Klarna give me a credit line if I have existing ones?
Yes, you can still be approved for Klarna credit even if you already have existing loans or cards. Klarna reviews each purchase independently using your current credit profile, payment history with them, and available “purchase power” (spending limit). Having other credit doesn’t automatically disqualify you, though it may influence how much Klarna extends for that transaction.
Will Klarna’s credit check affect my credit score?
No. Klarna’s credit checks are soft inquiries only, which do not affect your credit score or appear on your credit report. Credit pull made by Klarna is not visible to other lenders.
Refer to the site: https://www.klarna.com/us/customer-service/klarna-perform-credit-check/
How are late or missed payments handled?
Klarna charges a late fee equal to 25% of the missed instalment amount, capped at a maximum of $7.
Does Klarna affect the credit score?
- Paying your instalments on time does not impact your credit score.
- Missed payments beyond ~30 days may be reported and could negatively impact your score.
Can I pay off early or make extra payments?
Yes. You can always pay off your balance early or make extra payments through the app, for both instalment and longer-term plans.
Am I able to link my credit card to Klarna purchases?
No. Klarna does not accept credit cards for repaying purchases. To encourage responsible borrowing, Klarna only allows debit cards or bank accounts for payments, since paying off credit with another credit card doesn’t reduce overall debt.
If I use Klarna, will I get my order right away or only after I finish all the payments?
You get your order immediately after purchase. Klarna pays the merchant upfront and you repay Klarna in instalments.
What info does Klarna need?
Typically: name, address, email, phone, and last 4 or full SSN for certain transactions. They may verify via email/SMS, bank login, or photo ID if needed
Are there any interest, service fees, or hidden charges?
- Pay in 4 is interest-free with no fees if paid on time.
- Interest rates for 3-24 month financing is generally in the range of 25% annual interest rates, though most users receive lower rates based on their creditworthiness. Klarna always shows your rate upfront.
Do I get the same protections (chargebacks, fraud) as with cards?
Yes. Klarna offers buyer protection similar to credit cards. If you dispute an order, you can pause payments until resolved via the app
Will I get approved if there’s an existing loan?
Each purchase is evaluated individually, based on factors like outstanding debt and past payment history. Previous loans don’t automatically disqualify you, but they may impact your eligibility.
Why was my purchase declined?
Declines may happen if:
- The order exceeds your spending limit,
- You have recent missed or outstanding payments,
- The system identifies potential risk or fraud, or
- Information mismatch (e.g., SSN, name) during purchase verification.
What is Klarna and why should I trust them?
Klarna is one of the world’s largest and most trusted payment and credit providers, serving over 150 million customers across 45 countries. They partner with leading global brands like H&M, Nike, and Sephora to offer flexible payment options like “Pay in 4” and monthly instalments - all with a focus on security and transparency.
Klarna uses bank-grade encryption, protects your personal information, and never shares your data without consent. They’re also regulated in the U.S. and globally, with 24/7 customer support and strong buyer protection built in.
Why do I need to give my SSN?
Klarna asks for your SSN to verify your identity, run a soft credit check, and determine your eligibility and spending limit. This also helps ensure compliance with U.S. regulations such as anti-money laundering and IRS reporting.
Is my SSN secured with Klarna?
Yes. Klarna keeps your SSN secure using advanced encryption and strict internal controls. It is never shared with third parties except as required by law (like with credit bureaus for soft checks). Your information stays private and protected at all times.
Will it affect my existing loans and payments?
Using Klarna typically does not impact your existing loans or payment obligations. It performs a soft credit inquiry, which does not show up as a hard credit pull to other lenders.
Will Klarna give me a credit line if I have existing ones?
Yes, you can still be approved for Klarna credit even if you already have existing loans or cards. Klarna reviews each purchase independently using your current credit profile, payment history with them, and available “purchase power” (spending limit). Having other credit doesn’t automatically disqualify you, though it may influence how much Klarna extends for that transaction.
Will Klarna’s credit check affect my credit score?
No. Klarna’s credit checks are soft inquiries only, which do not affect your credit score or appear on your credit report. Credit pull made by Klarna is not visible to other lenders.
Refer to the site: https://www.klarna.com/us/customer-service/klarna-perform-credit-check/
How are late or missed payments handled?
Klarna charges a late fee equal to 25% of the missed instalment amount, capped at a maximum of $7.
Does Klarna affect the credit score?
- Paying your instalments on time does not impact your credit score.
- Missed payments beyond ~30 days may be reported and could negatively impact your score.
Can I pay off early or make extra payments?
Yes. You can always pay off your balance early or make extra payments through the app, for both instalment and longer-term plans.
Am I able to link my credit card to Klarna purchases?
No. Klarna does not accept credit cards for repaying purchases. To encourage responsible borrowing, Klarna only allows debit cards or bank accounts for payments, since paying off credit with another credit card doesn’t reduce overall debt.
If I use Klarna, will I get my order right away or only after I finish all the payments?
You get your order immediately after purchase. Klarna pays the merchant upfront and you repay Klarna in instalments.
What info does Klarna need?
Typically: name, address, email, phone, and last 4 or full SSN for certain transactions. They may verify via email/SMS, bank login, or photo ID if needed
Are there any interest, service fees, or hidden charges?
- Pay in 4 is interest-free with no fees if paid on time.
- Interest rates for 3-24 month financing is generally in the range of 25% annual interest rates, though most users receive lower rates based on their creditworthiness. Klarna always shows your rate upfront.
Do I get the same protections (chargebacks, fraud) as with cards?
Yes. Klarna offers buyer protection similar to credit cards. If you dispute an order, you can pause payments until resolved via the app
Will I get approved if there’s an existing loan?
Each purchase is evaluated individually, based on factors like outstanding debt and past payment history. Previous loans don’t automatically disqualify you, but they may impact your eligibility.
Why was my purchase declined?
Declines may happen if:
- The order exceeds your spending limit,
- You have recent missed or outstanding payments,
- The system identifies potential risk or fraud, or
- Information mismatch (e.g., SSN, name) during purchase verification.
What is Klarna and why should I trust them?
Klarna is one of the world’s largest and most trusted payment and credit providers, serving over 150 million customers across 45 countries. They partner with leading global brands like H&M, Nike, and Sephora to offer flexible payment options like “Pay in 4” and monthly instalments - all with a focus on security and transparency.
Klarna uses bank-grade encryption, protects your personal information, and never shares your data without consent. They’re also regulated in the U.S. and globally, with 24/7 customer support and strong buyer protection built in.
Why do I need to give my SSN?
Klarna asks for your SSN to verify your identity, run a soft credit check, and determine your eligibility and spending limit. This also helps ensure compliance with U.S. regulations such as anti-money laundering and IRS reporting.
Is my SSN secured with Klarna?
Yes. Klarna keeps your SSN secure using advanced encryption and strict internal controls. It is never shared with third parties except as required by law (like with credit bureaus for soft checks). Your information stays private and protected at all times.
Will it affect my existing loans and payments?
Using Klarna typically does not impact your existing loans or payment obligations. It performs a soft credit inquiry, which does not show up as a hard credit pull to other lenders.
Will Klarna give me a credit line if I have existing ones?
Yes, you can still be approved for Klarna credit even if you already have existing loans or cards. Klarna reviews each purchase independently using your current credit profile, payment history with them, and available “purchase power” (spending limit). Having other credit doesn’t automatically disqualify you, though it may influence how much Klarna extends for that transaction.
Will Klarna’s credit check affect my credit score?
No. Klarna’s credit checks are soft inquiries only, which do not affect your credit score or appear on your credit report. Credit pull made by Klarna is not visible to other lenders.
Refer to the site: https://www.klarna.com/us/customer-service/klarna-perform-credit-check/
How are late or missed payments handled?
Klarna charges a late fee equal to 25% of the missed instalment amount, capped at a maximum of $7.
Does Klarna affect the credit score?
- Paying your instalments on time does not impact your credit score.
- Missed payments beyond ~30 days may be reported and could negatively impact your score.
Can I pay off early or make extra payments?
Yes. You can always pay off your balance early or make extra payments through the app, for both instalment and longer-term plans.
Am I able to link my credit card to Klarna purchases?
No. Klarna does not accept credit cards for repaying purchases. To encourage responsible borrowing, Klarna only allows debit cards or bank accounts for payments, since paying off credit with another credit card doesn’t reduce overall debt.
If I use Klarna, will I get my order right away or only after I finish all the payments?
You get your order immediately after purchase. Klarna pays the merchant upfront and you repay Klarna in instalments.
What info does Klarna need?
Typically: name, address, email, phone, and last 4 or full SSN for certain transactions. They may verify via email/SMS, bank login, or photo ID if needed
Are there any interest, service fees, or hidden charges?
- Pay in 4 is interest-free with no fees if paid on time.
- Interest rates for 3-24 month financing is generally in the range of 25% annual interest rates, though most users receive lower rates based on their creditworthiness. Klarna always shows your rate upfront.
Do I get the same protections (chargebacks, fraud) as with cards?
Yes. Klarna offers buyer protection similar to credit cards. If you dispute an order, you can pause payments until resolved via the app
Will I get approved if there’s an existing loan?
Each purchase is evaluated individually, based on factors like outstanding debt and past payment history. Previous loans don’t automatically disqualify you, but they may impact your eligibility.
Why was my purchase declined?
Declines may happen if:
- The order exceeds your spending limit,
- You have recent missed or outstanding payments,
- The system identifies potential risk or fraud, or
- Information mismatch (e.g., SSN, name) during purchase verification.
What is Klarna and why should I trust them?
Klarna is one of the world’s largest and most trusted payment and credit providers, serving over 150 million customers across 45 countries. They partner with leading global brands like H&M, Nike, and Sephora to offer flexible payment options like “Pay in 4” and monthly instalments - all with a focus on security and transparency.
Klarna uses bank-grade encryption, protects your personal information, and never shares your data without consent. They’re also regulated in the U.S. and globally, with 24/7 customer support and strong buyer protection built in.
Why do I need to give my SSN?
Klarna asks for your SSN to verify your identity, run a soft credit check, and determine your eligibility and spending limit. This also helps ensure compliance with U.S. regulations such as anti-money laundering and IRS reporting.
Is my SSN secured with Klarna?
Yes. Klarna keeps your SSN secure using advanced encryption and strict internal controls. It is never shared with third parties except as required by law (like with credit bureaus for soft checks). Your information stays private and protected at all times.
Will it affect my existing loans and payments?
Using Klarna typically does not impact your existing loans or payment obligations. It performs a soft credit inquiry, which does not show up as a hard credit pull to other lenders.
Will Klarna give me a credit line if I have existing ones?
Yes, you can still be approved for Klarna credit even if you already have existing loans or cards. Klarna reviews each purchase independently using your current credit profile, payment history with them, and available “purchase power” (spending limit). Having other credit doesn’t automatically disqualify you, though it may influence how much Klarna extends for that transaction.
Will Klarna’s credit check affect my credit score?
No. Klarna’s credit checks are soft inquiries only, which do not affect your credit score or appear on your credit report. Credit pull made by Klarna is not visible to other lenders.
Refer to the site: https://www.klarna.com/us/customer-service/klarna-perform-credit-check/
How are late or missed payments handled?
Klarna charges a late fee equal to 25% of the missed instalment amount, capped at a maximum of $7.
Does Klarna affect the credit score?
- Paying your instalments on time does not impact your credit score.
- Missed payments beyond ~30 days may be reported and could negatively impact your score.
Can I pay off early or make extra payments?
Yes. You can always pay off your balance early or make extra payments through the app, for both instalment and longer-term plans.
Am I able to link my credit card to Klarna purchases?
No. Klarna does not accept credit cards for repaying purchases. To encourage responsible borrowing, Klarna only allows debit cards or bank accounts for payments, since paying off credit with another credit card doesn’t reduce overall debt.
If I use Klarna, will I get my order right away or only after I finish all the payments?
You get your order immediately after purchase. Klarna pays the merchant upfront and you repay Klarna in instalments.
What info does Klarna need?
Typically: name, address, email, phone, and last 4 or full SSN for certain transactions. They may verify via email/SMS, bank login, or photo ID if needed
Are there any interest, service fees, or hidden charges?
- Pay in 4 is interest-free with no fees if paid on time.
- Interest rates for 3-24 month financing is generally in the range of 25% annual interest rates, though most users receive lower rates based on their creditworthiness. Klarna always shows your rate upfront.
Do I get the same protections (chargebacks, fraud) as with cards?
Yes. Klarna offers buyer protection similar to credit cards. If you dispute an order, you can pause payments until resolved via the app
Will I get approved if there’s an existing loan?
Each purchase is evaluated individually, based on factors like outstanding debt and past payment history. Previous loans don’t automatically disqualify you, but they may impact your eligibility.
Why was my purchase declined?
Declines may happen if:
- The order exceeds your spending limit,
- You have recent missed or outstanding payments,
- The system identifies potential risk or fraud, or
- Information mismatch (e.g., SSN, name) during purchase verification.
Payport Inc
Go Global, Effortlessly - Experience the Future of Selling Globally with xPay. © 2025. All rights reserved.
Payport Inc
Go Global, Effortlessly - Experience the Future of Selling Globally with xPay. © 2025. All rights reserved.
Payport Inc
Go Global, Effortlessly - Experience the Future of Selling Globally with xPay. © 2025. All rights reserved.
Payport Inc
Go Global, Effortlessly - Experience the Future of Selling Globally with xPay. © 2025. All rights reserved.
Payport Inc
Go Global, Effortlessly - Experience the Future of Selling Globally with xPay. © 2025. All rights reserved.