Compliance Lead
Bangalore, India
5+ Years of Experience
Full Time
About Us
xPay is a Y Combinator backed cross-border payment platform revolutionizing international payments for businesses in India and Southeast Asia. We offer the highest success rates, seamless integration, and smoothest checkout experience, at nearly half the cost of legacy payment providers. Our platform supports 40+ global payment methods, helping businesses accept payments from anywhere in the world with ease.
Our mission is simple: make international payments as easy as domestic ones.
We’re looking for an experienced Compliance Lead to drive our risk and compliance efforts. This role combines regulatory expertise with the fast-paced needs of a fintech startup. You’ll work closely with our banking partners, fintech partners, and internal teams to ensure xPay stays compliant, agile, and trusted.
Key Responsibilities
Develop and maintain AML/CFT, transaction monitoring, PEP/OFAC sanctions screening, and user onboarding policies.
Ensure compliance with regulatory requirements across all jurisdictions where xPay serves customers.
Act as the primary point of contact for compliance audits and partner reviews.
Conduct regular audits as required by authorities.
Implement risk management strategies for merchant onboarding to block fraudulent merchants.
Oversee transaction monitoring and suspicious activity reporting as MLRO.
What We’re Looking For
5+ years of experience in compliance, AML, or risk management, preferably in fintech.
Strong knowledge of AML/CFT regulations and transaction monitoring systems.
Proven track record of developing and implementing compliance frameworks.
Excellent communication skills for internal collaboration and external partners.